01
Regulatory Risk
Insurance licensing, securities regulation, cross-border compliance and financial oversight.
ControlRegulatory affairs teams, licensing strategy and independent compliance oversight.
02
Capital Adequacy
Solvency requirements, leverage limits and rating agency expectations.
ControlCapital buffers, stress testing and asset-liability management.
03
Credit Risk
Borrower defaults, portfolio losses and underwriting failures.
ControlCredit committees, collateral requirements and diversification limits.
04
Liquidity Risk
Asset-liability mismatch and unexpected capital requirements.
ControlLiquidity reserves, duration matching and contingency funding.
05
Key Person Risk
Dependence on founders, executives and investment decision makers.
ControlSuccession planning, governance systems and executive depth.
06
Reputational Risk
Brand damage from leadership, portfolio companies or public events.
ControlCommunications governance, reputation monitoring and crisis protocols.
07
Operational Risk
Systems failures, internal processes and execution breakdowns.
ControlInternal audit, controls framework and operational redundancy.
08
Cyber Risk
Customer data, financial information and intellectual property.
ControlCybersecurity architecture, monitoring and incident response.
09
Acquisition Risk
Integration failures, overpayment and strategic misalignment.
ControlInvestment committee review and acquisition discipline.
10
IP Risk
Declining value of catalogs, brands and licensing rights.
ControlRights management and asset diversification.
11
Geopolitical Risk
Currency volatility, political instability and market restrictions.
ControlDiversification, hedging and local expertise.
12
Valuation Risk
Overpaying for acquisitions or inaccurate asset valuations.
ControlIndependent valuation and downside modeling.